A. HEALTH PLAN:
Benefits start date of hire and end last work day.
Employee Bi-weekly Contribution:

• $5.38 Employee only;
• $24.22 Parent Plus; [Employee + Child(ren]
• $25.43 Couple; [Employee + Spouse]
• $60.28 Family; (Employee + Spouse and Child(ren):

1. MEDICAL COVERAGE (for employees and eligible dependents):
PPO plan with Bluegrass Family Health Single Source Network (reduced benefits for services outside network).  Lifetime maximum benefits $1,000,000. In Network Benefits:  Maximum out-of-pocket $500 Single or $1500 Family. Physician Office Visits, Immunizations and Physical Exams - $20 Co-Pay. $10 Co-Pay for Preventive/Wellness visits, Prescriptions - $10/ 30%, with Maximum $50/30%, plus $20, with a Maximum of $100. Basic Benefits - 100% for usual, customary and reasonable (UCR) charges for Hospital Services; most other services paid at 90%.

2. DENTAL COVERAGE (for employees and eligible dependents):
Maximum Benefit: $1,000 Annual Maximum; Deductible and Co-Insurance based on type of service.

3. VISION COVERAGE (for employees and eligible dependents) :
No Deductible. Annual Eye Exam @ 80% / Max. $50 - FRAMES @ 50% Max. $50, Reading & Driving - LENSES or CONTACTS: @ 50% / Max. $75, Annual:

4. DISABILITY COVERAGE (Short Term (STD) and Long Term (LTD) (for employees only):
STD: MAXIMUM: $900 per Week, Eligible after 1 year of  employment; 13 weeks, 60% of Salary, 90 day Waiting Period (Includes Maternity) MUST BE UNDER A DOCTOR'S CARE: Basic weekly earnings (excludes OT)
LTD: MAXIMUM: $6,000 per Month, Normal Retirement 180 Day Waiting Period - 60% of * Salary (Dove tails into Short Term Disability) MUST BE UNDER A DOCTOR'S CARE Salary: Basic weekly earnings (excludes OT)

5. LIFE COVERAGE (for employees only):
Coverage is 2 times Annual Salary (minimum - $50,000, maximum - $200,000), coverage reduces to $5,000 upon CERS Retirement. AD&D Coverage is 4 times Annual Salary.

B. RETIREMENT:
Regular Full-Time Employees are required to participate in the Kentucky Retirement System (CERS non-hazardous). Employees participating prior to September 1st, 2008 contribute 5% of gross wages through payroll deduction; employees participating September 1st, 2008 and after contribute 6%.  FPB contributes a percentage of gross wages as determined by the State Legislature. CERS is a defined benefit plan and benefits are based on formulas that use years of service, compensation and a benefit factor to determine retiree benefits.  Service date is also a factor in determining the benefits retirees receive.  An employee who becomes disabled may be eligible for retirement benefits. Additional information is available at kyret.com or by contacting Kentucky Retirement Systems at 1260 Louisville Road, Perimeter Park West, Frankfort KY 40601.

C. DEFERRED COMPENSATION:
Regular, Full-Time Employees are ELIGIBLE to participate in 401K Plans offered by the Kentucky Public Employees Deferred Compensation Authority. Employees may choose to payroll deduct their Pre-Tax contributions. These plans are fully funded by the employee; the FPB does not contribute to employee 401K Plans. All transactions (applications, elections, changes, etc.) must be processed by the Kentucky Public Employees Deferred Compensation Authority, 2501 Georgetown Road, Suite 1 , Frankfort KY 40601-8862 . FPB representative is Jolene C. VanHorne, 562-2180.

D. HOLIDAYS:
FPB observes 10 Holidays per year.

E. SICK LEAVE:
Employees accrue one sick day per month with no maximum accumulation, effective upon employment.  Upon retirement from FPB, unused sick leave may be exchanged for service credit time within the provisions of the retirement system.

F. VACATION LEAVE:
(Not eligible to take Vacation Leave until after successful completion of 6-month introductory period).

Employees accrue:

• 1 to 2 years 10 days
• 2 to 8 years 12 days
• 8 to 15 years 15 days
• 15 to 20 years 18 days
• 20 years and over 21 days

G. EAP:
We have contracted with Bluegrass West Comprehensive Care Center (BGWCCC) to provide an Employee Assistance Program. BGWCCC provides confidential Assessment and Clinical mental health services. Each full-time employee and family member is eligible to receive up to five treatment sessions per fiscal year (July - June). Services are strictly confidential.

H. TUITION REIMBURSEMENT:
After one year of service, employees are eligible to receive tuition reimbursement for FPB job related courses taken at accredited universities, colleges, and technical schools. Tuition reimbursement is based on the tuition rate of an equivalent public institution. Employees may take a maximum of two courses per term and must earn a "C" or better final grade.  Courses must be approved in advance and approval is subject to availability of budgeted funds.

I. WELLNESS PROGRAM:
FPB employees can participate in incentive programs to earn time off.  FPB employees have free group membership at a local gym (this is a taxable benefit).

J. CREDIT UNION MEMBERSHIP:
As participants in the Kentucky Retirement system, FPB employees are eligible for membership in the Commonwealth Credit Union and the Kentucky Employees Credit Union.  Both of these financial institutions are not-for-profit cooperatives, owned by their members.